As we get into that traditional time of giving, many are wondering what would be an ideal gift.  Will it bring joy or is it better to give something practical?

I have noticed that more parents and especially grandparents are concerned about long term, lasting, impactful gifts.  Why not give the gift of permanent insurance?

That sounds odd.....who would want insurance as a gift?  Chances are no child would and if they do, that would be quite unusual.

Why would I suggest such a thing then?