I've noticed the many advertisements on investment fees over the last couple of years.  I've seen the co-relation with clients asking more about such.  I've had the conversation of bargain basement type pricing vs what I think the real question is----value. What do you get for what you pay for?

Do you have a starter home in the cheapest part of town?  Why not?  It's shelter that is required so why pay more than you have to.  Where's the sense in paying more?