-
RSS Become a Fan

Categories

Community Building
Critical Illness Insurance--The RRSP Protector
Guaranteed Income Needed?--Consider a GIC Alternative
Insurance for Children
Insurance-Who Needs It?
Life Insurance As a Necessity
Lifestyle Altering Gifts
Strategic Financial Planning

Archives

December 2017
December 2016
June 2016
March 2016
February 2016
November 2015
September 2015
April 2015
January 2015
November 2013
September 2013

powered by

My Blog

INSURANCE--Who Needs It?

In my time serving the insurance industry, i've heard a variety of reasons why folks don't purchase insurance or enough of it.
First, let me say that i believe in the products, which is why I purchase such products for myself and my family.
 
I've heard several over the years and my favourite is "I don't believe in life insurance".  I submit that I have not heard of beneficiaries refusing to collect the proceeds to support that claim.  There should be more insurance benefits refused if the statement matches the reality.  It is not that folks don't believe in insurance and what it does; it is that they may not see the importance at the time of disucssion.
Let's be clear....next to noone likes paying for insurance, but we like what it does for us when needed. 
 
What will happen to my family financially if i'm unable to provide as a result of death, critical illness or disability?
Will we be able to pay the rent or mortgage?
Will we be able to afford the vehicle payments?
Will the kids be able to continue in thier activities?
Will my spouse be able to take time off to adjust and care for the children?
Will we need additional childcare?
Can they stay in the same home and attend the same schools without my income?
Will additional employment be needed for the family to survive financially?
If so, who will take care of the children and how will they manage?
 
These are some of the questions we need to ask ourselves.  Do we have the answers or do they bring up more questions?
Also, if the proper coverage seems too costly, remember that some is better than none. 
 
Please review your situation.  My team and I are available to help and look forward to working with you.
 

30 Comments to INSURANCE--Who Needs It?:

Comments RSS
Jonah Pixley on November-04-13 9:24 PM
Few people appreciate
Reply to comment


auto insurance on December-10-13 4:36 AM
Actually to my view, in this world every and each person need insurance. From our morning to late night we need to ensure our everything and every moment secure through insurance services and that's why vitality of insurance service has know no bounds. Thanks :)
Reply to comment


review on September-30-17 9:39 AM
Great article!
Reply to comment


review on September-30-17 9:43 AM
Great content!
Reply to comment


www on September-30-17 9:52 AM
Great article!
Reply to comment


review on September-30-17 9:59 AM
Great effort!
Reply to comment


review on September-30-17 10:05 AM
Great site!
Reply to comment


www on October-25-17 7:47 AM
Great site!
Reply to comment


comparison on November-08-17 2:33 AM
Great site!
Reply to comment


comparison on November-08-17 2:44 AM
Great article!
Reply to comment


www on November-13-17 10:48 AM
Great article!
Reply to comment


www on November-13-17 11:33 AM
Great site!
Reply to comment


www on December-13-17 10:18 AM
Impressive!
Reply to comment


www on December-13-17 10:19 AM
Great content!
Reply to comment


www on December-13-17 10:21 AM
Great job!
Reply to comment


www on December-13-17 10:21 AM
Awesome site!
Reply to comment


www on December-13-17 10:22 AM
Great!
Reply to comment


www on December-16-17 8:18 AM
Great site!
Reply to comment


vigrx on December-16-17 8:26 AM
Great content!
Reply to comment


vigrx on December-16-17 8:32 AM
Great site!
Reply to comment


review on December-16-17 8:38 AM
Great site!
Reply to comment


www on December-16-17 8:50 AM
Great site!
Reply to comment


wwww on January-07-18 9:45 AM
Great site!
Reply to comment


www on January-07-18 9:53 AM
Awesome site!
Reply to comment


www on January-07-18 10:10 AM
Great site!
Reply to comment


www on January-07-18 10:12 AM
Great content!
Reply to comment


www on January-09-18 4:36 AM
Great site!
Reply to comment


www on January-09-18 4:54 AM
Great site!
Reply to comment


patch on January-09-18 8:38 AM
Great job!
Reply to comment


pills on January-09-18 8:52 AM
Great site!
Reply to comment

Add a Comment

Your Name:
Email Address: (Required)
Website:
Comment:
Make your text bigger, bold, italic and more with HTML tags. We'll show you how.
Post Comment
Website Builder provided by  Vistaprint