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Community Building
Critical Illness Insurance--The RRSP Protector
Guaranteed Income Needed?--Consider a GIC Alternative
Insurance for Children
Insurance-Who Needs It?
Life Insurance As a Necessity
Lifestyle Altering Gifts
Personalized Product Selection
Strategic Financial Planning


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My Blog


I have been very vocal of late on Critical Illness Insurance.  The statistics are staggering.  It is said that 1 in 3 Canadians will suffer a critical illness in their lifetime.  Look at the people in your home or place of work.  Which one of you out of every 3 persons could it happen to?
It doesn't just affect the life of the person who's ill; it affects their loved ones as well.

INSURANCE--Who Needs It?

In my time serving the insurance industry, i've heard a variety of reasons why folks don't purchase insurance or enough of it.
First, let me say that i believe in the products, which is why I purchase such products for myself and my family.
I've heard several over the years and my favourite is "I don't believe in life insurance".  I submit that I have not heard of beneficiaries refusing to collect the proceeds to support that claim.  There should be more insurance benefits refused if the statement matches the reality.
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